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Category Archives: Ban Mortgage Prepayment Penalties at the Federal Level
With Feeling, Ban Prepayment Penalties At The Federal Level
So, no vanilla contract. And there’s more. Other Exemptions…the following businesses will not be subject to CFPA regulation for acting in their traditional capacities…Accountants and other businesses that perform tax preparation services…Real estate brokers and agents…Consumer reporting agencies… I’m working … Continue reading
Regulation Week: Consumer Protection
Sigh. So much for a Justice League of financial regulators. It looks far more like the Articles Of Confederation. Felix Salmon has the scoop: ” FOSC = NBS + FDIC + NCUA + SEC + CFTC + FHFA + FOMC … Continue reading
Ban Prepayment Penalties 2: Banks Gambling on Real Estate
The Economist does a great follow up on the posts for Friday, about thinking of subprime loans as also reflecting a collapse of prime mortgages. One surprising thing about subprime borrowers is that up until the mid 2000s most loans … Continue reading
Mortgage Resets: One shoe dropping
Atrios is concerned that there will be a second wave of foreclosures when the next wave of option ARMs reset: Option ARM rates are going to be recasting soon and in increasing numbers. That’s the magic moment when people can … Continue reading
Ban Mortgage Prepayment Penalties at the Federal Level, 1: Texas
Prologue So I’m glad Texas is making waves about seceding from the United States right now, since it leads nicely into my first ever weekly project here at Rortybomb. I don’t know the specific talking points of the Texas Teabag … Continue reading
